Payment + amortization calculator

Payment + amortization

See the complete payment and where it goes.

Use the actual mortgage insurance and program-fee estimates from a quote when available. The full amortization schedule uses the financed loan amount.

Home price

Down payment

Interest rate

Loan termProperty tax / mo.

Home insurance / mo.

HOA dues / mo.

Annual mortgage insurance

Financed upfront program fee

Other closing costs

Estimated total payment$3,679Principal & interest $2,854

Base loan amount: $440,000
Financed program fee: $0
Total financed amount: $440,000
Taxes + insurance: $825
HOA dues: $0
Mortgage insurance / mo.: $0
Estimated cash to close: $119,000
Total scheduled interest: $587,379

Build my purchase plan

Educational estimate only. Actual qualification, costs, and loan terms vary.

First 10 years of amortization

Annual principal, interest, and remaining balance.

YearPrincipalInterestBalance

1$4,689$29,557$435,311

2$5,016$29,230$430,295

3$5,365$28,881$424,930

4$5,739$28,507$419,191

5$6,138$28,108$413,053

6$6,566$27,680$406,488

7$7,023$27,223$399,465

8$7,512$26,734$391,953

9$8,035$26,211$383,919

10$8,594$25,652$375,324